/house-solid%20copy.svg "Care Source Solutions Logo"){kind=small}
LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.80
$27.60
$27.90
$28.20
$30.00
$30.60
$32.40
$33.90
$35.10
$35.70
$38.70
$39.30
$42.30
$44.10
$46.20
$47.40
$49.50
$51.00
$55.20
$57.60
$60.00
$62.70
$65.70
$69.60
$73.50
$78.30
$83.40
$88.80
$95.10
$105.00
$114.60
$123.90
$139.50
$152.70
$169.50
$187.20
$206.40
$227.40
$252.60
$277.80
$307.50
$337.50
$407.70
$445.20
$487.20
$533.70
$584.10
$639.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$51.60
$55.20
$55.80
$56.40
$60.00
$61.20
$64.80
$67.80
$70.20
$71.40
$77.40
$78.60
$84.60
$88.20
$92.40
$94.80
$99.00
$102.00
$110.40
$115.20
$120.00
$125.40
$131.40
$139.20
$147.00
$156.60
$166.80
$177.60
$190.20
$210.00
$229.20
$247.80
$279.00
$305.40
$339.00
$374.40
$412.80
$454.80
$505.20
$555.60
$615.00
$675.00
$815.40
$890.40
$974.40
$1,067.40
$1,168.20
$1,278.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$66.00
$66.00
$66.00
$66.00
$66.00
$66.00
$66.00
$66.00
$66.00
$66.00
$66.00
$66.00
$66.00
$66.60
$69.60
$72.60
$73.20
$76.20
$77.40
$82.20
$84.00
$87.00
$92.40
$94.20
$99.00
$103.80
$106.20
$113.40
$119.40
$122.40
$129.60
$133.20
$139.20
$145.80
$154.20
$161.40
$169.20
$178.80
$189.00
$200.40
$211.20
$223.80
$236.40
$259.20
$280.20
$303.00
$327.00
$369.00
$404.40
$448.20
$493.20
$541.80
$597.00
$659.40
$726.60
$804.00
$884.40
$1,061.40
$1,162.80
$1,273.20
$1,390.20
$1,519.80
$1,663.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov